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Chamber Member Benefit - Health and Dental Insurance
The Upper Valley Chamber of Commerce offers flexible and affordable health insurance as a benefit of membership
- to our Vermont based businesses with up to 50 employees.
These rates are valid through 12/31/2010 and are part of Cignas Vermont Open Access Plus provider network.
2010
MONTHLY RATES
|
CIGNA OAP Plan |
SINGLE |
TWO-PARTY |
FAMILY |
MEDICARE |
|
1,250 |
$477.00
|
$931.00 |
$1,243.00 |
$430.00 |
|
2,500 |
$351.00 |
$688.00 |
$975.00 |
$280.00 |
|
3,000 |
$356.00 |
$695.00 |
$986.00 |
$282.00 |
|
4,000 |
$304.00 |
$594.00 |
$844.00 |
$243.00 |
|
2,450 HSA |
$356.00 |
$695.00 |
$986.00 |
$282.00 |
|
3,500 HSA |
$295.00 |
$572.00 |
$811.00 |
$234.00 |
|
5,000 HSA |
$247.00 |
$483.00 |
$682.00 |
$200.00 |
All plans are
available for single, two people, or family (3 or more persons)
coverage.
Dental Insurance
Program
The Upper Valley
Chamber of Commerce provides group dental insurance as a benefit of
membership- to our Vermont based businesses - through Northeast
Delta Dental. There is no employee limit to participation.
Underwritten by Northeast
Delta Dental a brief summary follows:
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Coverage A
(No Deductible)
Diagnostic:
Evaluations once in a 6-month period
Full mouth/panorex X-rays once in a 3-year
period
Bite wing X-rays once each 12-month period
X-rays of individual teeth as necessary
Preventive:
Cleanings once in a 6-month
period
Fluoride once in a 12-month period to age
19
Space maintainers to age 16
Sealants for children to age 19 on
permanent teeth
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NE Delta Pays 100% |
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Lifetime Deductible (Applies to
Coverage B and C) (person / family) |
$100/$300 |
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Coverage B
Restorative:
Fillings
Oral Surgery:
Extractions and other
surgical procedures
Endodontics:
Root canal therapy
Periodontics:
Treatment of gum disease;
Periodontal prophylaxis (cleaning)
Denture Repair:
Repair of removable
dentures
Emergency Treatment
|
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After a 6-month waiting period NE Delta pays 80% |
|
Coverage C
Prosthodontics:
Removable and fixed partial dentures
(bridge); complete denture; Rebase and reline
(denture); Crowns; Onlays; Implants
|
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After 12-month waiting period, NE Delta pays 50% |
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Coverage D
(No deductible)
Orthodontics:
Correction of malposed (crooked) teeth for
adults and children
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After 24-month waiting period, NE Delta pays 50%
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Maximum Benefits
Coverages A, B & C combined per person per
calendar year;
Coverage D per person per lifetime
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$1500
$1500 |
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Monthly Rates
One Person:
Two persons:
Three or more persons: |
$50
$86
$148 |
These rates are valid
through 12/31/10.
To
receive a membership package, and to learn more about Cigna Health
Insurance and Northeast Delta Dental enrollment information/criteria,
please contact the Upper Valley Bi-State Regional Chamber at
802-295-6200 or Upper
Valley Chamber, director@uppervalleychamber.com for more information.
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Commerce, All Rights Reserved.
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